Still have more questions about limited tort law in Pennsylvania? Not ready to call or email us? No problem. Here are some more questions, not fully elaborated upon on our main page about limited tort:
How did I elect “limited tort”? Why are my rights restricted?
If you, or the party whose motor vehicle insurance covers you, then the party purchasing that policy elected “limited tort.” Click here to learn the details.
What is the value of a claim for pain and suffering in PA as related to limited tort?
Many factors help decide the value of “pain and suffering” with or without limited tort. This link explains in greater detail.
How important is prompt treatment, to overcome the limited tort threshold?
It’s extremely important. Here’s a link to an article we wrote on the subject.
What is the Statute of Limitations for a limited tort claim?
It’s two years, just like any claim for negligence, but it doesn’t start to run until the facts suggest the claim is serious enough, to overcome the limited tort threshold. But click here for a detailed article on the subject.
You mentioned exceptions to limited tort on the main page of your site, what about the “private passenger exception”?
This means that only those riding inside a private passenger vehicle can be bound by limited tort. So, limited tort will not apply to those: walking as a pedestrian, riding a bicycle, or riding in a bus or ride share — which are not “private” passenger vehicles. In fact, right here is an article detailing the “private passenger exception” at length.
Your indicated a “serious impairment” to an “important bodily function” can get me over the limited tort threshold. What does this mean?
Here’s an article defining “serious impairment” in detail.
What about the “drunk driving” exception to limited tort?
The “drunk driving” exception means, the person injuring a limited tort bound plaintiff must be found guilting of drunk driving or plead “no contest” to a drunk driving charge. Click on this link for more details.
What type of scar is needed to overcome the limited tort election?
The scar must be permanent, serious and disfiguring. You will find an article here.
Did I save money by electing limited tort?
Electing limited tort reduces your insurance premiums. However, you don’t save much money. Here’s an article discussing it.
Why do so many attorneys decline “limited tort” cases?
Many lawyers who handle motor vehicle accident cases automatically decline “limited tort” cases. But why? click here for more.
What if I have underinsured motorist coverage (UM) or uninsured motorist coverage (UIM)? Can I take advantage of the limited tort exceptions, such as the drink driving exception?
No. You still need to show a “serious impairment” to an “important bodily function” to overcome the limited tort threshold. Click here to learn more.
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