Our Pittsburgh PA lawyers defend against lawsuits for the non-payment of debt, either relating to a credit card or other agreement to pay money. Click here for our main article, which also has some Frequently Asked Questions (FAQs).
But you may have more questions. If you do, simply email us, call our Pittsburgh lawyers any time Or, just scroll down below for more answers to additional frequently answered questions regarding debt collection defense.
Additional FAQs
How much do you charge for debt collection defense?
The goal — in every case — is for you to come out ahead from our representation. We want you to save money, ultimately, by hiring us to defeat or negotiate down your debt. Thus, we offer options. In most cases, we offer low, fixed-price representation. In every case, you know the cost-to-savings ratio, so we can prove our value.
Otherwise, why hire a lawyer?
What kind of lawyer do I need to defend a claim for non-payment of alleged debt?
In truth, any lawyer who dabbles in civil litigation and knows something about contract law can defend a debt action. Honestly, the first year of law school teaches lawyers enough to provide a simple defense. In fact, even a lawyer who has never tried a case can defend a claim for non-payment of debt, for example. For example, any attorney can file a simple “answer” or objections to a lawsuit to prevent the case from going to immediate judgment against you.
That’s why so many lawyers advertise for these cases.
But to defend these cases well, meaning, to likely win in the end or to give you the most leverage for a great settlement early on — you should have a lawyer who (1) actually goes to trial and has done at least one jury trial, (2) litigates in state and federal court, since federal law governs certain aspects of debt collections, and (3) has a reputation for actually fighting in court (and not just settling everything).
Otherwise, why would the plaintiff suing you settle for less?
I don’t even remember this debt. Or, it’s from so long ago, how am I even being sued?
Happens all the time. Our lawyers defend junk debt claims on a regular basis. But you still have to take the claim seriously, because once it goes to judgment against you, your options become more costly and less-and-less effective. The key is to act promptly. Talk to a lawyer, immediately, if you’ve been sued, even if the claim appears to be total nonsense, in your opinion.
Do I have any claims of my own, for how an alleged creditor has treated me?
The answer is yes.
Frivolous claim over junk debt
Fair Debt Collection Practices Act
Unfair Trade Practice and Consumer Protection Law
Correcting Your Credit Report (FCRA).
Be aggressive, but also be careful about suing the debt collector. Will some lawyers — claiming to help you — put their interests first, while placing your credit rating in jeopardy, as they sue the debt collector?
Yes, unfortunately. At least, that’s what we’ve heard… from a federal judge.
Click here to learn more.
Can I fix or correct my credit rating After My Lawyer had beaten or settled my lawsuit?
Yes. You simply write to all the credit bureaus to challenge the debt. Unless the creditor verifies the debt, the blemish automatically comes off of your credit report.
Click here to learn more.
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Contact a Pittsburgh lawyer for any litigation defense in Western Pennsylvania.
412.342.0992
